Henry G. Cruz Insurance Agency

Terms and Conditions

These Terms and Conditions govern your use of the Henry G. Cruz Insurance Agency website and its quote-request and communication tools.

Effective date:

Website information

The information on this website is provided for general informational purposes. It is not a binding offer of insurance, a guarantee of coverage, or a substitute for reviewing policy documents and speaking with a licensed insurance professional.

Quote requests

Submitting a quote request or contacting the agency does not create an insurance policy, bind coverage, or guarantee eligibility, pricing, or availability. Coverage is subject to underwriting, policy terms, applicable law, and insurer approval.

Your responsibilities

Please provide accurate and complete information when using this website. Do not submit information that is unlawful, misleading, or belongs to another person without authorization.

Communications

By providing contact information, you authorize the agency to respond to your inquiry using the contact method you select or otherwise provide. Message and data rates may apply for text communications. You may opt out of marketing text messages as instructed in the message.

Intellectual property

The website design, text, graphics, and other content are protected by applicable intellectual-property laws. You may use the site for personal, non-commercial purposes only and may not copy, modify, or distribute its content without permission.

Third-party services

This website may link to or use third-party services. Their websites and privacy practices are governed by their own terms and policies, and the agency is not responsible for their content or operations.

Changes to these terms

We may update these Terms and Conditions from time to time. Continued use of the website after changes are posted means you accept the updated terms.